MONEY,MARRIAGE & SEX (MMS)Marriage will be arranged according to temporary affection and to be a successful business man, one will have to cheat .Marriage will be based on arbitrary agreement and simply taking a bath will be considered proper cleansing and decoration of the body. The marriage took place simply on the basic of superficial liking, not deep understanding.
The basic principle of material attraction is sex. A man hankers after a woman and woman hankers after a man. And when they actually engage in sex, they become very much attracted to each other .so when a man and woman engage in sex, the hard knot in heart is tied “I cannot leave you, ” he /she says “you are my life and soul”
For a few days. Then Divorce
But the beginning is sex. The basic principle of material attraction is sex. we have sex life in many social conventions. Marriage is a social convention that gives a nice finishing touch, that’s all. Sometimes it is said that marriage is legalized prostitution. But for keeping up social one has to accept some regulative principles, some restrictions on sense gratification. Therefore civilized human beings recognize that there is difference between sex in marriage and sex outside marriage, which is just like sex between animals.
In any case, when two people unite some way or other, their next demand is a nice apartment and some land. Then children .When you have apartment and wife, the next requirement is to have children, because without children no home life is pleasant. ‘Home life without children is just like a desert.’ children are the real pleasure of home life. Finally there is the circle of relatives, or society. And all these paraphernalia have to maintain with money. So money is required.
A man’s qualities and social position will be calculated according o the extent of his wealth.
MUSIC
An art form of making pleasant combination of sounds, especially using specially designed instrument.
MAKING FRIENDS WITH THE MIND.
For one who has conquered the mind, the mind is the best of friends, but for one who has failed to do so; the mind will be the greatest enemy.
The purpose of practicing eight fold yoga is to control the mind in order to make it a friend in discharging the human mission. Unless the mind is controlled, the practice of yoga is simply a waste of time, it is simply for show. One who cannot control his mind lives always with the greatest enemy, and thus life and its mission are spoiled.
For one who has conquered the mind, the super soul is already reached, for he/she has attained tranquility. To such a man happiness and distress heat and cold, honor and dishonor are all the same.
BUSINESS;
Based on peoples qualities and types of work (Social System)
Intellectuals & Teachers (Brahmans)- Head
Military men & State Leaders (Ksatriyas)-Arm
Farmer & Merchant (Vaisya)-Belly
Laborers( Sûdras)-Leg
The head department is the most important department because without the head and other departments-arm, the belly and the leg cannot function. If the arm department is lacking business can still go on. If the leg department is lacking business can go on. But if the head department is not there other parts are useless.
Wednesday, September 24, 2008
Friday, September 19, 2008
A PROGRAM CONCEPT PAPER ON CONSUMER AWARENESS
This program is designed for National Consumer Forum of Nepal(piloting only) by Mr.Parmeshwor Vetwal on september 18 2008
Background:
National Consumer Forum.
The National Consumers Forum; a nonprofit public charity organized in the Nepal is an aggressive and relentless advocate for consumers nationwide, regardless of the product and in most cases where or when it was purchased. Our primary goal is to inform and assist individuals including single moms, seniors and the disabled, who need financial or legal advice, assistance with debt relief, consumer fraud, worthless guarantees, unsecured debts, medical bills, payday loan advances, overdrawn or closed bank accounts, obtaining debit & credit cards, even help with purchasing a home regardless of a credit report or dispute.
Consumer Awareness
Consumer awareness is part and parcel of consumer movement which is related with consumer protection and consumerism. Consumer movement emerged on account of the deceptive marketing techniques adopted by the marketers, shortage of consumer goods, adaptation of good and black marketing prices, misleading, advertisement, changing dimension in the society namely increase in Income and education and active campaign by the consumer organization and role of the government in protecting the consumer’s interest through consumer protection Act.
Marketing of goods an services has many diversified social issues comprising of consumerism governed by consumer movement; Marketing ethics relating to fair prices, quality product, promotional activity and distribution channels; social responsibility relating to the consumer protection under the enactment of law.
Consumer Right.
Consumer Protection Act (CPA) encompasses public, private and co-operative sectors and confers to the consumer.
• Right to SAFETY against hazardous goods and services.
• Right to be INFORMED about quality, quantity, purity, standard, price.
• Right to CHOOSE from a variety at competitive prices
• Right to be HEARD.
• Right to seek REDRESSAL.
• Right to CONSUMER EDUCATION, to the consumers.
Why Necessary:
• Rural people are largely unaware of consumer rights.
• People learned about standardization marks like ISO,NST from the shows. Both
buyers and sellers are more conscious about brand names and they hardly check
the marks.
• People are unaware of CPA and the campaign made them aware of Consumer
Rights, procedures to file a complaint, cost and redressal time period
involved.
• There is widespread grievance against use of inaccurate weights and measures.
• In rural areas and suburbs, buyers mostly do not take cash memos.
• Students expressed a lot of interest to participate in consumer clubs, which
were found to run very actively.
Objectives;
• In short,consumer awareness is basically for consumer’s right and at times
their obligations as well.Legally also, this aspect of consumer awareness has
been dealt in appropriately in sale of goods Act,besides setting up of
consumer courts at various levels
• To aware consumers well or take due precautions,most of the
inconvenience,hassles losses and litigations can be avoided or eliminated.If
the consumer take the things for granted,the seller may take advantage of the
situation and unpleasentness occurs.even if you have been cheated or devoid
of your rights inspite of your reasonable precaution,one should be aware of
the course of action avilable for remedy.
• To bring value for your money in the first place and ultimately improved
quality of life eliminating poor quality products and poor service/after
sales service from manuctfactures and sellers.
• Promote the environmental, economic, and health benefits of buying energy
efficient products.
Activities Undertaken.
Chapter 1- Introduction
(i) Concept of modern marketing.
(ii) Consumerism and consumer movement
(iii) Consumer Awareness : Education, environment, advertisement, newspapers, TV Channels, friends, relatives and the Public awareness organizations, consumer protection through legislative measures and the role of the government and social responsibility of business towards consumers, rights and duties of consumers.
Chapter 2- Research Methodology
(i) The Research Problem
(ii) Objective of the study
(iii) Hypothesis Formulation
(iv) Sample Design
(v) Collection of Data
(vi) Tabulation and Editing of Data
(vii) Analysis and interpretation of Data
(viii) Definition of Concepts
(ix) Testing of Hypothesis
(x) Preparation of Research Report
(xi) Limitation of the study
Chapter 3- Salient Features of the Consumer Protection Act,
(i) Scope of consumer protection Act
(ii) Important Provisions of the Act
(iii) Rights of consumers way the act
(iv) Administrative and organizational structure of the Machinery under the Act.
(v) Redressal of consumer grievances and disputes.
(vi) Working of the different tier system :
a. National commission
b. Zone commission
c. District Forums
Chapter 4- Consumer Awareness:
(i) Problems of Consumers in Nepal.
(ii) Consumer awareness through:
a) Education
b) Publicity through advertisements and sales promotion.
c) TV Channels
d) Government Measures
e) Friends and relatives
f) Consumer Movement – NGOS, Consumer’s day.
g) Voluntary Organizations
Chapter 5- Consumer Protection in Industrial zone.
(i) Opinion survey among consumers through questionnaires and personal contacts.
(ii) General analysis of responses
(iii) Awareness about exploitation by private traders.
(iv) Knowledge of consumer welfare schemes.
(v) Consumers rights
(vi) Consumer protection Act,
(vii) Procedures of Complaints under the Act
(viii) Different Methods of exploitation of consumers by private traders.
(ix) Consumer awareness relating to their duties and rights.
(x) Achievements and Failures of the Machinery under the Act.
Chapter 6- Summary of Findings and conclusions
(i) Summary of findings
(ii) Problems of consumer awareness
(iii) Accommodations for improvement.
An exploratory research will be conducted for which some of the important organizations of consumers will be undertaken, the various provisions of consumer protection act will be analyzed with reference to protect the consumer’s interest and awareness. Functioning of different tier system under the consumer protection Act (dated) with reference to the sights and remedies available to consumers.
The hypothesis is based on the steps taken by the government are not satisfactory and the level of consumer awareness is very low.
A sample of 100consumers will be taken and the questionnaire will be used for the collection of data. In this way primary source of Data will be used. Secondary sources of data from various sources of publication in government, semi- government and private organizations relating to consumer awareness and protection.
Background:
National Consumer Forum.
The National Consumers Forum; a nonprofit public charity organized in the Nepal is an aggressive and relentless advocate for consumers nationwide, regardless of the product and in most cases where or when it was purchased. Our primary goal is to inform and assist individuals including single moms, seniors and the disabled, who need financial or legal advice, assistance with debt relief, consumer fraud, worthless guarantees, unsecured debts, medical bills, payday loan advances, overdrawn or closed bank accounts, obtaining debit & credit cards, even help with purchasing a home regardless of a credit report or dispute.
Consumer Awareness
Consumer awareness is part and parcel of consumer movement which is related with consumer protection and consumerism. Consumer movement emerged on account of the deceptive marketing techniques adopted by the marketers, shortage of consumer goods, adaptation of good and black marketing prices, misleading, advertisement, changing dimension in the society namely increase in Income and education and active campaign by the consumer organization and role of the government in protecting the consumer’s interest through consumer protection Act.
Marketing of goods an services has many diversified social issues comprising of consumerism governed by consumer movement; Marketing ethics relating to fair prices, quality product, promotional activity and distribution channels; social responsibility relating to the consumer protection under the enactment of law.
Consumer Right.
Consumer Protection Act (CPA) encompasses public, private and co-operative sectors and confers to the consumer.
• Right to SAFETY against hazardous goods and services.
• Right to be INFORMED about quality, quantity, purity, standard, price.
• Right to CHOOSE from a variety at competitive prices
• Right to be HEARD.
• Right to seek REDRESSAL.
• Right to CONSUMER EDUCATION, to the consumers.
Why Necessary:
• Rural people are largely unaware of consumer rights.
• People learned about standardization marks like ISO,NST from the shows. Both
buyers and sellers are more conscious about brand names and they hardly check
the marks.
• People are unaware of CPA and the campaign made them aware of Consumer
Rights, procedures to file a complaint, cost and redressal time period
involved.
• There is widespread grievance against use of inaccurate weights and measures.
• In rural areas and suburbs, buyers mostly do not take cash memos.
• Students expressed a lot of interest to participate in consumer clubs, which
were found to run very actively.
Objectives;
• In short,consumer awareness is basically for consumer’s right and at times
their obligations as well.Legally also, this aspect of consumer awareness has
been dealt in appropriately in sale of goods Act,besides setting up of
consumer courts at various levels
• To aware consumers well or take due precautions,most of the
inconvenience,hassles losses and litigations can be avoided or eliminated.If
the consumer take the things for granted,the seller may take advantage of the
situation and unpleasentness occurs.even if you have been cheated or devoid
of your rights inspite of your reasonable precaution,one should be aware of
the course of action avilable for remedy.
• To bring value for your money in the first place and ultimately improved
quality of life eliminating poor quality products and poor service/after
sales service from manuctfactures and sellers.
• Promote the environmental, economic, and health benefits of buying energy
efficient products.
Activities Undertaken.
Chapter 1- Introduction
(i) Concept of modern marketing.
(ii) Consumerism and consumer movement
(iii) Consumer Awareness : Education, environment, advertisement, newspapers, TV Channels, friends, relatives and the Public awareness organizations, consumer protection through legislative measures and the role of the government and social responsibility of business towards consumers, rights and duties of consumers.
Chapter 2- Research Methodology
(i) The Research Problem
(ii) Objective of the study
(iii) Hypothesis Formulation
(iv) Sample Design
(v) Collection of Data
(vi) Tabulation and Editing of Data
(vii) Analysis and interpretation of Data
(viii) Definition of Concepts
(ix) Testing of Hypothesis
(x) Preparation of Research Report
(xi) Limitation of the study
Chapter 3- Salient Features of the Consumer Protection Act,
(i) Scope of consumer protection Act
(ii) Important Provisions of the Act
(iii) Rights of consumers way the act
(iv) Administrative and organizational structure of the Machinery under the Act.
(v) Redressal of consumer grievances and disputes.
(vi) Working of the different tier system :
a. National commission
b. Zone commission
c. District Forums
Chapter 4- Consumer Awareness:
(i) Problems of Consumers in Nepal.
(ii) Consumer awareness through:
a) Education
b) Publicity through advertisements and sales promotion.
c) TV Channels
d) Government Measures
e) Friends and relatives
f) Consumer Movement – NGOS, Consumer’s day.
g) Voluntary Organizations
Chapter 5- Consumer Protection in Industrial zone.
(i) Opinion survey among consumers through questionnaires and personal contacts.
(ii) General analysis of responses
(iii) Awareness about exploitation by private traders.
(iv) Knowledge of consumer welfare schemes.
(v) Consumers rights
(vi) Consumer protection Act,
(vii) Procedures of Complaints under the Act
(viii) Different Methods of exploitation of consumers by private traders.
(ix) Consumer awareness relating to their duties and rights.
(x) Achievements and Failures of the Machinery under the Act.
Chapter 6- Summary of Findings and conclusions
(i) Summary of findings
(ii) Problems of consumer awareness
(iii) Accommodations for improvement.
An exploratory research will be conducted for which some of the important organizations of consumers will be undertaken, the various provisions of consumer protection act will be analyzed with reference to protect the consumer’s interest and awareness. Functioning of different tier system under the consumer protection Act (dated) with reference to the sights and remedies available to consumers.
The hypothesis is based on the steps taken by the government are not satisfactory and the level of consumer awareness is very low.
A sample of 100consumers will be taken and the questionnaire will be used for the collection of data. In this way primary source of Data will be used. Secondary sources of data from various sources of publication in government, semi- government and private organizations relating to consumer awareness and protection.
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